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Popular Articles

  1. Nondiscrimination Testing - Section 125

    What is Section 125 Nondiscrimination Testing?  Your plan allows employees to pay for their health care and dependent care expenses on a pre‐tax basis. This saves both the employer and the employee money on Income taxes and Social Security taxes....
  2. Termination of Employment - FSA Guidelines

    Treatment of FSA accounts upon employment termination.
  3. HSA Identity Verification

    Overview of identity verification requirements for HSA accounts.
  4. Sponsor Approval of Distribution Requests

    If you have received notification that an employee is requesting a distribution/withdrawal from their retirement account, the request must be approved by a authorized signer.  You can be considered an authorized signer if you have received the email...
  5. What are the Allowable Safe Harbor Reasons for Hardship Withdrawals?

    Profit Sharing and 401(k) Plans, if elected under the plan's Adoption Agreement, may allow for withdrawals when an immediate and heavy financial needs is evident. While a Plan Administrator may offer hardship requirements other then those to be list...
  6. Leave of Absence - FSA Guidelines

    Treatment of FSA accounts during leave of absence.
  7. HSA Employer FAQ

    Frequently asked employer-related HSA questions.
  8. 5500 Requirements for Reimbursement Accounts

    There is currently no annual filing requirement for Section 125 Plans. However, the underlying benefits may be required to file a Form 5500 if they are considered a Health & Welfare Plan. Group Health Insurance Coverage and Health FSAs are two examp...
  9. Who is the Plan Administrator?

    The person(s) or entity identified in the plan document as having responsibility for running the plan. It may be the employer, a committee, a company executive or someone hired for that purpose (3(16) Plan Administrator). A Plan Administrator may be...
  10. Viewing/Printing a Loan Amortization Schedule

    To view a new or existing participant loan schedule, please follow these steps: Log in to the employer portal from sentinelgroup.com and select "Retirement" from the home page of the portal . From the Plan Sponsor Dashboard, select Employee...