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231. Disability Insurance Terms

     Created On: 09/12/2018 in Group Insurance Group Term Life & Disability Insurance
     Active, full-time employee:  An individual must work for the employer on a regular basis in the usual course of the employer’s business to be considered an active, full- time employee and be eligible for coverage. Usually, a minimum number of hour...

232. Group Term Life - Commonly Asked (Tax) Questions

     Created On: 09/12/2018 in Group Insurance Group Term Life & Disability Insurance
     Must the cost of employer-provided group-term life insurance be included in an employee’s gross income? Pursuant to Code Section 79, an employee may exclude  up to $50,000  of employer-provided group-term life insurance from his or her income. This...

233. Vision Insurance 101

     Created On: 09/12/2018 in Group Insurance Dental & Vision Insurance
     What Is Vision Insurance? Vision coverage is similar to regular medical insurance and is one of the voluntary benefit options commonly offered through employers. When you have vision insurance, you pay a premium and the insurance company will cover...

234. Dental Insurance 101

     Created On: 09/12/2018 in Group Insurance Dental & Vision Insurance
     What Is Dental Coverage? Dental coverage is similar to regular medical insurance and is one of the voluntary benefit options commonly offered through employers. When you have dental insurance, you pay a premium and then your insurance will cover pa...

235. Qualifying Life Events

     Created On: 09/12/2018 in Group Insurance Health Insurance
     While you are generally only allowed to change your benefits elections during the open enrollment period each year, certain life events provide an exception. Those life events allow you to change your benefits elections in the middle of the plan y...

236. Understanding Health Insurance Terms

     Created On: 09/12/2018 in Group Insurance Health Insurance
     Advance Premium Tax Credit  – A new tax credit provided by the Affordable Care Act to help you afford health coverage purchased through the Marketplace. Advance payments of the tax credit can be used right away to lower your monthly premium cost...

237. What is the Vault?

     Created On: 09/07/2018 in Fiduciary Advisory Services Advisory Services
     The Sentinel Online Vault is a way for Plan Sponsors to maintain all of their investment-related plan documents all in one place! The Vault is a user-friendly, safe and secure website that houses all of your plan’s important fiduciary documents suc...

238. How do I access the Vault?

     Created On: 09/07/2018 in Fiduciary Advisory Services Advisory Services
     The Vault is a secure website that houses all of your plan’s important fiduciary documents.  The Vault can be accessed via the Plan Sponsor Website or directly at sentinelgroup.sentinelvault.com . ...

239. What does it mean to have a fund on watch?

     Created On: 09/07/2018 in Fiduciary Advisory Services Investment Management
     Sentinel’s Fiduciary Governance System (FGS) reports makes it very difficult for an Investment Manager to reach Acceptable or Superior ratings.  We believe “Watch” means exactly that: “to be alertly on the lookout". When an investment manager is on ...

240. What is the FundScape Report?

     Created On: 09/07/2018 in Fiduciary Advisory Services Investment Management
     Fiduciary Governance System (FGS) is a proprietary rating system designed to evaluate actively managed investment funds offered in a retirement plan.   FGS considers 3 major quantitative categories in its scoring system.   They are as follows:     ...

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