Welcome to the Employer Help Center

Popular Articles

  1. Vision Insurance 101

    What Is Vision Insurance? Vision coverage is similar to regular medical insurance and is one of the voluntary benefit options commonly offered through employers. When you have vision insurance, you pay a premium and the insurance company will cover...
  2. How do I submit participant contributions and/or loan payments to the plan?

    Your payroll submission file will be uploaded each payroll period to Sentinel. The file will include your plan participant deferral contributions, any applicable loan repayments and employer contributions (if deposited each payroll period). In addit...
  3. Updating Plan Bank Info for Reimbursement Accounts

    To update your plan's bank information for ACH debits please complete one or both of the forms below and email to your account manager or FSAServiceTeam@sentinelgroup.com . If you prefer to complete these forms electronically, please contact your a...
  4. What is the Service Center phone number?

    888-762-6088 Sentinel’s Service Center is available each business day from 8:00am to 6:00pm Eastern Time (excluding holidays). Live representatives have access to a customized dashboard to provide service information whenever a participant calls...
  5. How does vesting work?

    Sentinel will track vesting for all your participants according to the provisions of your Plan Document. Plan participant hours will be imported into our system each payroll period using the contribution payroll file. Sentinel’s recordkeeping system...
  6. Does my plan need an Investment Policy Statement?

    The Investment Policy Statement (IPS) is an important document for the Plan as it outlines fiduciary responsibilities and practices with respect to the Plan’s investments.  This IPS is intended to assist the Responsible Plan Fiduciary (RPF) and Sent...
  7. Can participants access the plan using their phones?

    Yes. When participants download the mobile app, they can access their retirement account balances whenever and wherever they choose, quickly and easily. Participants can check their balances, see transaction activity, change investment elections, re...
  8. Participant Fee Disclosure - What is 404(a)(5) and What Actions Should a Plan Sponsor Take?

    What is 404(a)(5)? 404a-5, issued by the Department of Labor (DOL), mandates that plan administrators of participant-directed individual account plans furnish eligible participants and beneficiaries with specific plan-related and investment-relat...
  9. Furloughed Employees

    In the event that your organization is in the position that employees must be placed on furlough, it is generally acceptable to treat these situations as an unpaid leave of absence. Please speak with our account manager for additional details and to...
  10. How do participants make investment changes?

    All investment election changes must be completed by the participant online or verbally by calling the Sentinel Service Center and speaking with a representative. If you require or would like confirmation of these types of requests, Sentinel can pro...