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  1. Meet Julie Auger

    Julie Auger Senior Plan Consultant About Me Julie joined Sentinel in 2023, previously working for Alerus as a Retirement Services Supervisor. In addition to overseeing a team of Plan Administrators, Julie had a select case load of premier cl...
  2. Types of Medical Plans

    Health Maintenance Organization (HMO) Features : Requires members to use healthcare providers within a specified network. Referrals from a primary care physician (PCP) are needed to see specialists. Advantages : Lower premiums and out-of-pock...
  3. Embedded and Nonembedded Deductibles

    Embedded and Nonembedded Deductibles In the complex health insurance landscape, employers are continually seeking ways to optimize coverage while managing costs. Two crucial concepts that play a pivotal role in this pursuit are embedded and nonem...
  4. Introduction to Health Insurance

    Health insurance can be confusing, so it may be helpful to decode the process and some common health insurance terms. This video explains the basics of health insurance. Your browser does not support HTML5 video. Premium The premium is an a...
  5. Monthly Reimbursement Process

    Enrolled COBRA members will pay their monthly COBRA premiums to Sentinel.  Each month Sentinel will forward those monies to the client, less the 2% administration fee.   The client continues to pay the insurance carriers' invoices on the member's be...
  6. Active COBRA Member Listing

    This report will give you a listing of all COBRA members – enrolled, pending, terminated, etc. – all statuses. Log into COBRApoint from www.sentinelgroup.com Go to Reports / Standard Reports / Qualified Beneficiary Plan Members Leave da...
  7. Monthly Client Remittance Report

    Each month when the COBRA Monthly Reimbursement payment is received, run the following report out of COBRApoint to match up the COBRA participants with the money received. Deposits this month will be for activity in the prior month. For example, a...
  8. Meet Nicholas Ockenga

    Nicholas Ockenga CFP®, AIF®, Financial Planner About Me Nicholas joined Sentinel Group in 2018 as a Financial Wellness Educator in the Wealth Management Group.  Nicholas works closely with retirement plan sponsors on employee education and on...
  9. Meet James Bremis

    James Bremis CFP®, CPWA®, AIF®, CPFA™, Financial Planner About Me James is focused on providing guidance to retirement plan participants and helping his private clients addressing the two fundamental questions that every investor has: "Will...
  10. Personalized Investing FAQs

    What is Personalized Investing? Personalized Investing, also known as a managed account, is a professionally managed, fully digital investment strategy that makes investing easier for plan participants. Exactly as the name implies, personalized...